Life Insurance
Protect the people who depend on you with plans that adapt as your life changes.
A promise, in writing.
Life insurance isn't about you it's about the people who rely on you. We help you choose the right structure, sum assured and term so that promise is never broken.
Whether you're a young family protecting your mortgage, or a business owner safeguarding continuity, we design cover around your reality never the other way around.
- Term life pure protection, maximum cover per euro
- Whole-of-life lifelong protection with cash value
- Endowment & savings plans protection plus a savings element
- Mortgage protection matching your outstanding loan
- Critical illness riders lump sum on diagnosis
Plans built around your life stage.
Term Life
Fixed period (10, 15, 20+ years). Highest cover for the lowest premium. Ideal for mortgages and young families.
Whole-of-Life
Lifelong protection with a guaranteed payout, and a cash value that grows over time.
Endowment / Savings
Combines protection with a savings element. A disciplined way to build a lump sum.
Mortgage Protection
Pays off the outstanding balance on your home loan if the worst happens.
Critical Illness
Lump sum on diagnosis of a listed condition cancer, stroke, heart attack and more.
Business Protection
Key-person cover and shareholder protection to keep a business running.
Life insurance, explained.
A common rule of thumb is 8–10× your annual income, plus all outstanding debts and future education costs. During our review we calculate a personalised figure based on your income, dependants and liabilities no guesswork.
Yes. Most of our term plans offer critical illness riders a lump sum paid on diagnosis of a listed condition, regardless of whether you can continue working.
For term and whole-of-life plans, yes premiums are fixed at inception and guaranteed for the term. Your age and health at application determine the rate.
Yes. Most plans allow increases on life events (marriage, new child, new mortgage) without full medical underwriting, subject to policy terms.
Life insurance premiums may qualify for tax relief under Cyprus tax law, and lump sums paid on death are generally free of income tax. We'll confirm the current rules during your review.
Protect your family's future.
Free personalised life review 20 minutes, no obligation.